Category: Coronavirus

Coronavirus | COVID- 19 | Coronavirus Disease | HR Outsourcing | Commercial Insurance | Payroll |

  • You Don’t Need a PEO—Until Your Best Employee Quits and Sues 

    You Don’t Need a PEO—Until Your Best Employee Quits and Sues 

    There’s no siren. No Slack ping. No dramatic exit. Just a resignation letter. 

    But two weeks later, there’s an email from their attorney. What started as a simple departure has spiraled into a legal complaint—and now you’re questioning every policy, every payroll entry, every email sent during that employee’s time with your business.  And here’s the real kicker: 
    It could have been prevented

    HR Fires Don’t Always Start Loud 

    Small businesses often believe they can manage HR “in-house”—until something breaks down. And by then, it’s usually expensive.  One misunderstood termination. A payroll delay. The benefits of miscommunication. When these things stack up, your top talent doesn’t just leave—they take their frustrations to court. That’s when the true value of a PEO (Professional Employer Organization) becomes painfully clear. 

    The Problem Most Founders Don’t See Coming 

    When you build your business without HR infrastructure, you’re building cracks beneath the surface. 

    • You hire fast to keep up with demand 
      • You rely on templates for contracts and policies 
      • You assume “everyone’s fine” because no one’s complaining until they do

    What You Thought You Were Doing Right: 

    • sing an HR tool to onboard new hires 
      • Having a payroll software to handle salaries 
      • Providing “basic” benefits like health insurance 

    What Actually Happened: 

    • An outdated employment contract didn’t protect your company 
    • • A missed compliance update led to unlawful dismissal 
    • • The benefit plan wasn’t competitive—so they left for better 
    • And worse: you were caught completely off guard. 

    What a PEO Could’ve Prevented: 

    • Proper documentation for terminations 
    • Access to legal HR advisors before decisions are made 
    • Competitive benefits that retain high performers 
    • Real-time compliance updates, not outdated policy templates 
    • A formal grievance and resolution process 

    The Cost of Waiting Until It’s Too Late

    The average employment lawsuit costs businesses $125,000+, according to Hiscox’s Guide to Employee Lawsuits.  Even if you win, the cost in legal fees, time, and brand trust is irreversible.  A PEO, on the other hand, costs a fraction of that—and prevents most issues before they become threats. 

    The Employee Who Left Shouldn’t Be the One Who Teaches You the Lesson 

    Smart HR isn’t just paperwork. It’s prevention.  When the right systems, advisors, and benefits are in place, your people stay—and when they don’t, your business is still protected. You don’t need a PEO… 
    Until the moment you wish you had one yesterday. 

    Ready to talk about PEO support before something breaks? 

    Let’s explore what it would look like for your business. 

    References: 
  • What Your Balance Sheet Doesn’t Show: The Real Business Value of a PEO

    What Your Balance Sheet Doesn’t Show: The Real Business Value of a PEO

    Because sometimes, the biggest profits come from what you didn’t lose.  You won’t see it at first glance. 

    There’s no flashing red alert. No urgent Slack message. No budget meeting meltdown. Just a quiet, consistent drain happening behind the scenes of your growing business. It might show up in the form of a compliance fine you didn’t see coming. Or the resignation of a high  performer after one too many payroll glitches. Or worse—lawsuits, turnover, and missed opportunities stacked like hidden fees under “Operating Expenses.”  But here’s the twist: 

    Most of those losses could’ve been avoided… with the right PEO. 

    The ROI You Can’t Calculate (Until It’s Too Late) 

    When most business owners consider a PEO (Professional Employer Organization), they look at costs upfront—and often forget to assess the costs of not having one.  A PEO’s ROI is rarely found in flashy dashboards or spreadsheets.

      It’s found in the: 

    • Lawsuit that never happened 
    • Star employee who stayed because of better benefits 
    • Penalty that was prevented before it was ever filed 
    • HR fire that never reached your desk 

    What You Think You’re Paying For: 

    • Payroll processing 
    • Employee onboarding 
    • Compliance checklists 
    • Benefit access 

    What You’re Actually Getting: 

    • Legal protection 
    • Risk prevention 
    • Strategic HR planning 
    • Improved retention 
    • Business continuity 
    • Peace of mind 

    And most importantly—time back to lead, not chase admin. 

    The Cost of an HR Mistake Can Be 10x the PEO Fee 

    An EEOC violation alone can cost between $10,000 and $100,000.  Wage and hour lawsuits? Even more. According to the Society for Human Resource Management (SHRM), the average cost of just one bad hire is nearly $240,000 when your account for lost productivity, morale damage, and rehiring expenses.  A PEO minimizes those odds with structured hiring processes, HR best practices, and access to experts who live and breathe compliance. 

    Better Benefits Without Bleeding Cash 

    By co-employing your staff, PEOs give you access to benefits typically reserved for large corporations: 

    • Group health insurance 
    • 401(k) plans 
    • Mental health support 
    • Wellness programs 
    • Workers comp coverage 

    And because you’re part of a larger buying pool, you get enterprise-level coverage at SMB prices.  According to the National Association of Professional Employer Organizations (NAPEO), companies that use a PEO: 

    • Grow 7–9% faster 
    • Experience 10–14% lower employee turnover 
    • Are 50% less likely to go out of business 

    Time is the New Currency 

    Most CEOs don’t start businesses to become part-time HR managers.  But when compliance updates change weekly, employees need questions answered, and hiring surges overnight, you end up buried in tasks that take you away from growth.  A PEO handles the operational chaos, so you can focus on: 

    • Launching new services 
    • Expanding into new markets 
    • Leading your team 
    • Building client relationships 

    Talent Stays Where HR Works 

    Quiet quitting. Burnout. Lack of development. These aren’t just HR buzzwords—they’re indicators that your people feel unsupported. PEOs don’t just process paperwork. They build cultures. From onboarding design to fair policies and performance tracking, they help businesses create environments where employees want to stay—and thrive. 

    Risk Is the Hidden Killer of Growth 

    Think your business is too small to get sued? Think again.  One compliance misstep could derail everything you’ve built. And here’s the worst part: you often don’t know it’s coming until it hits.  A PEO keeps you ahead of risk with: 

    • Up-to-date legal guidance 
    • Automated filings 
    • Employee handbook developmen 
    • Investigations and conflict resolution 
    • On-demand HR counsel 

    So, What’s the Real ROI of a PEO? It’s not just savings—it’s security, scale, and strategy. In a time when regulations are shifting, talent is scarce, and competition is cutthroat, your HR setup shouldn’t just help you survive. It should fuel your ability to thrive  Thinking Beyond Cost—Thinking Growth . The smartest business owners aren’t asking “What does a PEO cost?”  They’re asking: 

    “What’s it costing me not to have one?” 

    Ready to see the hidden ROI for yourself? Let’s explore what a PEO would look like for your business. Prefer to read more success stories and insights? Browse the rest of the series here.  

    References

  • Protected: Workers Compensation and Coronavirus (COVID-19): What Your Business Needs to Know

    Protected: Workers Compensation and Coronavirus (COVID-19): What Your Business Needs to Know

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  • COVID-19 Return To Work Checklist

    COVID-19 Return To Work Checklist

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    COVID-19 Return To Work Checklist

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     While many businesses have opened their doors and have returned to servicing their clients and forging a new path forward for their employees, many are still struggling to effectively serve their clients to Pre-COVID satisfaction. From changes to workplace safety programs to compensation restructuring, businesses need guidance in these tremendously uncertain times.  HR teams all over have scrambled to make companywide changes that will assist in the transition of serving not only clients but employees while keeping their safety top of mind. 

    [/et_pb_text][et_pb_blurb title=”Business Grants, Loans, and Other Resources During COVID-19″ url=”https://wordpress.fortunebizconsulting.com/business-grants-loans-and-other-resources-during-covid-19/” _builder_version=”4.0.9″ header_level=”h3″ header_font=”Lato|700|||||||” header_text_align=”center” header_line_height=”1.5em” body_font=”Lato||on||||||” body_text_align=”left” body_font_size=”26px” background_color=”#0c71c3″ background_layout=”dark” custom_margin=”30px||30px||true” custom_padding=”26px|10px|26px|10px|true|true” link_option_url=”https://wordpress.fortunebizconsulting.com/business-grants-loans-and-other-resources-during-covid-19/” border_radii=”on|5px|5px|5px|5px” border_style_all=”groove” box_shadow_style_image=”preset1″ box_shadow_horizontal_image=”4px” box_shadow_color_image=”#ffffff”][/et_pb_blurb][et_pb_text _builder_version=”4.4.4″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”Lato|700|||||||” header_text_color=”#0c71c3″ header_line_height=”1.4em” header_2_font=”Lato|700|||||||” header_2_text_color=”#0c71c3″ header_2_line_height=”1.4em” header_3_font=”Lato|700|||||||” header_3_text_color=”#0c71c3″ header_3_line_height=”1.4em” header_4_font=”Lato|700|||||||” header_4_text_color=”#0c71c3″ header_4_line_height=”1.4em”]

    Update your company policy 📖 :

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    Many businesses are no longer operating in their traditional manner and therefore the company manual, processes, and procedures need to reflect that. Here are areas to review and consider revising, some of which we will explore in greater depth:
    Flexible schedules.

    • Paid leave
    • Time off requests
    • Attendance
    • Meal and break policies
    • Travel policies
    • Telecommunication 
    • information technology
    • Risk management
    • Workplace safety
    • Compensation 
    • Employee benefits
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    Workplace Safety 😷 :

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    Now more than ever employers are under strict scrutiny to maintain a safe working environment not only for their employees but for their patrons. Here are a few safety measures to include in the das, weeks and month ahead:

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    Payroll deductions and taxes:

    it is the employer’s responsibility to adequately deduct taxes from the wages and salary of employees and pay taxes to the government when they are due. Employers must report income and employee taxes withheld from their employees on an Employers Quarterly Federal Tax Return (Form 941) and deposit these taxes in full to an authorized bank or financial institution. Employers are also responsible for filing a FUTA return annually and depositing those taxes. Evading employment taxes can have serious consequences for employers. They may be subject to criminal sanctions and civil sanctions, fines, and even jail time.

    • Employee health screening procedures
    • Providing personal protective equipment (PPE) to staff and customers
      • Masks, gloves, face shields, hand sanitizers, etc.
    • Social distancing protocol while in common areas (break room, lunch areas, lobby, elevator
    • Staggered shifts and lunch breaks
    • Social distanced parking spaces
    • Detailed cleaning procedures
    • Complying with Occupational Safety and Health Administration (OSHA)
    • Defining customer, vendor, and visitor procedures :
      • Customer traffic in the workspace
      • Capacity
      • Virtual communication when accessible
      • Contactless options
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    Remote work 💻 :

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    The transition to a remote working environment for some has proved to be fairly simple and even more convenient, while others still continue to struggle. From tracking the results of work completed by employees, to the sheers nature of work performed by employees not allow for a remote work solution to be feasible. Here are something to keep in mind and consider for your remote working environment:

    • When staggering schedules, allow for remote work on out of office days
    • Wherever possible, continue to allow remote work in an effort to keep employees safe
    • Updating technology and software to support virtual workers
    • Technology and software to track the work of employees
    • Maintain communication with workers in the office as well as those working remotely
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    Communication 📧 :

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    While some employees will be working remotely while others are working on site, establishing clear and constant communication will be essential. Consider these efforts with establishing and communicating with employees:

    • Community safety measures that are taken by the company to keep clients, employees, and vendors safe
    • Updates on company policy
    • Exposure-response communication for any affected employees and customers
    • Return to work, safety, and employee and customer support communication
    • Communication on schedules, shift changes, and updates to business operations
    • CDC best practices
    [/et_pb_text][et_pb_blurb title=”6 Tips For Working Remotely ” url=”https://wordpress.fortunebizconsulting.com/6-tip-for-working-remotely/” _builder_version=”4.4.4″ header_level=”h3″ header_font=”Lato|700|||||||” header_text_align=”center” header_line_height=”1.5em” body_font=”Lato||on||||||” body_text_align=”left” body_font_size=”26px” background_color=”#0c71c3″ background_layout=”dark” custom_margin=”30px||30px||true” custom_padding=”24px|15px|22px|15px|false|true” link_option_url=”https://wordpress.fortunebizconsulting.com/6-tip-for-working-remotely/” border_radii=”on|5px|5px|5px|5px” border_style_all=”groove” box_shadow_style_image=”preset1″ box_shadow_horizontal_image=”4px” box_shadow_color_image=”#ffffff”][/et_pb_blurb][et_pb_text _builder_version=”4.4.4″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”Lato|700|||||||” header_text_color=”#0c71c3″ header_line_height=”1.4em” header_2_font=”Lato|700|||||||” header_2_text_color=”#0c71c3″ header_2_line_height=”1.4em” header_3_font=”Lato|700|||||||” header_3_text_color=”#0c71c3″ header_3_line_height=”1.4em” header_4_font=”Lato|700|||||||” header_4_text_color=”#0c71c3″ header_4_line_height=”1.4em”]

    Employee Benefits ❤️ :

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    Due to the reality of many employers furloughing their employees, laying off employees and reducing the hours of many, certain communications must be communicated to employees to remain compliant. The following are worth reviewing:

    • Group health insurance
    • Flexible spending accounts
    • Telehealth options
    • Employee Assistance Programs (EAP)
    • 401(k)
    • Paid leave 
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    Compensation 💵 :

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    Lastly, when it comes to compensation, many businesses, unfortunately, dealt with furloughing employees, reducing hours and layoffs. With the various funding options provided by the CARES Act, many were able to rehire and make adjustments to their hours. Here are some things for employers to consider:

    • Understanding how to reduces salaries for exempt employees
    • How to determine which employees to reduce hours for and which to keep
    • Determining when to bring key employees back

    • Hazard pay
    • Paid time off 
    [/et_pb_text][et_pb_blurb title=”COVID-19 and Payroll Management ” url=”https://wordpress.fortunebizconsulting.com/covid-19-and-payroll-why-you-need-to-outsource-your-payroll/” _builder_version=”4.4.4″ header_level=”h3″ header_font=”Lato|700|||||||” header_text_align=”center” header_line_height=”1.5em” body_font=”Lato||on||||||” body_text_align=”left” body_font_size=”26px” background_color=”#0c71c3″ background_layout=”dark” custom_margin=”30px||30px||true” custom_padding=”24px|15px|22px|15px|false|true” link_option_url=”https://wordpress.fortunebizconsulting.com/covid-19-and-payroll-why-you-need-to-outsource-your-payroll/” border_radii=”on|5px|5px|5px|5px” border_style_all=”groove” box_shadow_style_image=”preset1″ box_shadow_horizontal_image=”4px” box_shadow_color_image=”#ffffff”][/et_pb_blurb][et_pb_text _builder_version=”4.4.4″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”||||||||” header_4_font=”Lato|700|||||||” header_4_line_height=”1.6em”]These very uncertain COVID-19 times have presented challenges for many employers and things appear to change on a weekly basis. As such, businesses have to adapt and respond accordingly. Be sure that your HR department is adapting and providing your employees and clients the support needed to weather these Coronavirus waters. [/et_pb_text][et_pb_text _builder_version=”4.0.9″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”Lato|700|||||||” header_text_color=”#0c71c3″ header_line_height=”1.4em” header_2_font=”Lato|700|||||||” header_2_text_color=”#0c71c3″ header_2_line_height=”1.4em” header_3_font=”Lato|700|||||||” header_3_text_color=”#0c71c3″ header_3_line_height=”1.4em” header_4_font=”Lato|700|||||||” header_4_text_color=”#0c71c3″ header_4_line_height=”1.4em”]

    How do providers charge services fees?

    [/et_pb_text][et_pb_cta title=”Still have questions?” button_url=”https://wordpress.fortunebizconsulting.com/peo-lp/” url_new_window=”on” button_text=”Click Here” _builder_version=”4.0.9″ background_color=”#0c71c3″ border_radii=”on|5px|5px|5px|5px” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”]

    Schedule your free risk Payroll or PEO review Today

    [/et_pb_cta][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner _builder_version=”3.25″][et_pb_column_inner saved_specialty_column_type=”3_4″ _builder_version=”3.25″ custom_padding=”|||” parallax__hover=”off” parallax_method__hover=”on” custom_padding__hover=”|||”][et_pb_comments _builder_version=”3.16″ button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][/et_pb_comments][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”3.25″ custom_padding=”|||” parallax__hover=”off” parallax_method__hover=”on” padding_left__hover=”5px” custom_padding__hover=”|||”][et_pb_team_member name=”Stephanie Fortune” position=”President – Fortune Business Consulting ” image_url=”https://wordpress.fortunebizconsulting.com/wp-content/uploads/2018/07/stephanie_headshot.jpeg” facebook_url=”https://www.facebook.com/FortuneBCLLC/” linkedin_url=”https://www.linkedin.com/in/stephanie-fortune/” _builder_version=”3.12.1″] Hi, My name is Stephanie! I am passionate about helping small and medium-sized businesses empower themselves and their employees while working to achieve their strategic goals! By reviewing your unique business needs, we implement HR, Commercial insurance and payroll solutions that are right for you! [/et_pb_team_member][/et_pb_column][/et_pb_section]
  • 6 Tip for Working Remotely

    6 Tip for Working Remotely

    [et_pb_section fb_built=”1″ specialty=”on” custom_padding_last_edited=”on|desktop” padding_left_1=”0px” padding_left_2=”5px” _builder_version=”3.22″ custom_margin=”|-5px||-15px” custom_margin_tablet=”” custom_margin_phone=”” custom_margin_last_edited=”on|desktop” custom_padding=”32px|0||0px|false|false” custom_padding_tablet=”” custom_padding_phone=”” top_divider_height=”176px” top_divider_repeat=”5x” use_custom_width=”on”][et_pb_column type=”3_4″ specialty_columns=”3″ _builder_version=”3.25″ custom_padding=”|||” parallax__hover=”off” parallax_method__hover=”on” padding_left__hover=”0px” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”3.25″ custom_margin=”3px||” custom_padding=”22.25px|15px|17.6px|0|false|false”][et_pb_column_inner saved_specialty_column_type=”3_4″ _builder_version=”3.25″ custom_padding=”|||” parallax__hover=”off” parallax_method__hover=”on” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.0.9″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”Lato|700|||||||” header_text_color=”#0c71c3″ header_line_height=”1.4em” header_2_font=”Lato|700|||||||” header_2_text_color=”#0c71c3″ header_2_line_height=”1.4em” header_3_font=”Lato|700|||||||” header_3_text_color=”#0c71c3″ header_3_line_height=”1.4em” header_4_font=”Lato|700|||||||” header_4_text_color=”#0c71c3″ header_4_line_height=”1.4em”]

    6 Tips for Working Remotely 

    [/et_pb_text][et_pb_text _builder_version=”4.4.4″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”||||||||” header_2_font=”Lato|700|||||||” header_2_text_color=”#0c71c3″ header_2_line_height=”1.4em” hover_enabled=”0″]In the new COVID-19 professional world many are finding that adaptation is the name of the game. From learning how to use technologies and software you’ve never worked with before to remaining connected and performing at the very same levels (if not higher) while working remotely and sharing office space with appliances and children running around. Thankfully, with the many advancements of technology, many of the challenges working remote may have posed in the past no longer exist. With that in mind, we want to share 6 tools that will help you remain effective while working remotely. [/et_pb_text][et_pb_blurb title=”Business Grants, Loans, and Other Resources During COVID-19″ url=”https://wordpress.fortunebizconsulting.com/business-grants-loans-and-other-resources-during-covid-19/” _builder_version=”4.0.9″ header_level=”h3″ header_font=”Lato|700|||||||” header_text_align=”center” header_line_height=”1.5em” body_font=”Lato||on||||||” body_text_align=”left” body_font_size=”26px” background_color=”#0c71c3″ background_layout=”dark” custom_margin=”30px||30px||true” custom_padding=”26px|10px|26px|10px|true|true” link_option_url=”https://wordpress.fortunebizconsulting.com/business-grants-loans-and-other-resources-during-covid-19/” border_radii=”on|5px|5px|5px|5px” border_style_all=”groove” box_shadow_style_image=”preset1″ box_shadow_horizontal_image=”4px” box_shadow_color_image=”#ffffff”][/et_pb_blurb][et_pb_text _builder_version=”4.4.4″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”Lato|700|||||||” header_text_color=”#0c71c3″ header_line_height=”1.4em” header_2_font=”Lato|700|||||||” header_2_text_color=”#0c71c3″ header_2_line_height=”1.4em” header_3_font=”Lato|700|||||||” header_3_text_color=”#0c71c3″ header_3_line_height=”1.4em” header_4_font=”Lato|700|||||||” header_4_text_color=”#0c71c3″ header_4_line_height=”1.4em”]

    A Computer 💻

    [/et_pb_text][et_pb_text _builder_version=”4.4.4″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”||||||||” header_4_font=”Lato|700|||||||”]

    The computer is one of the most critical technological advances made in the last 100 years (in my opinion at least). Having a computer not only allows employees to tend to their clients needs remotely but they are also able to remain connected to internal communications, attend virtual meetings, purchase products and services for the company as well as pay bill in addition to much more.

    [/et_pb_text][et_pb_text _builder_version=”4.4.4″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”Lato|700|||||||” header_text_color=”#0c71c3″ header_line_height=”1.4em” header_2_font=”Lato|700|||||||” header_2_text_color=”#0c71c3″ header_2_line_height=”1.4em” header_3_font=”Lato|700|||||||” header_3_text_color=”#0c71c3″ header_3_line_height=”1.4em” header_4_font=”Lato|700|||||||” header_4_text_color=”#0c71c3″ header_4_line_height=”1.4em”]

    A Dedicated Workspace 🖥

    [/et_pb_text][et_pb_text _builder_version=”4.4.4″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”||||||||” header_4_font=”Lato|700|||||||”]

    If you are like so many that previously did not have a workspace at home, you’ve had to resort to makeshift offices. Whether that means moving appliances aside and using the countertop as a desk, or using the corner of your bedroom and that nice sofa as space. Having a dedicated workspace makes the transition from “home” to “work” easier. It also assists in remaining focused and on task.

    [/et_pb_text][et_pb_text _builder_version=”4.4.4″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”Lato|700|||||||” header_text_color=”#0c71c3″ header_line_height=”1.4em” header_2_font=”Lato|700|||||||” header_2_text_color=”#0c71c3″ header_2_line_height=”1.4em” header_3_font=”Lato|700|||||||” header_3_text_color=”#0c71c3″ header_3_line_height=”1.4em” header_4_font=”Lato|700|||||||” header_4_text_color=”#0c71c3″ header_4_line_height=”1.4em”]

    Stable Internet 🌐

    [/et_pb_text][et_pb_text _builder_version=”4.4.4″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”||||||||” header_4_font=”Lato|700|||||||”]

    What good is a computer is you do not have stable internet connection. Especially if you are like me and are in virtual meetings all throughout the day. Having a stable network connection in critical to mastering the remote working environment.

    [/et_pb_text][et_pb_text _builder_version=”4.4.4″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”Lato|700|||||||” header_text_color=”#0c71c3″ header_line_height=”1.4em” header_2_font=”Lato|700|||||||” header_2_text_color=”#0c71c3″ header_2_line_height=”1.4em” header_3_font=”Lato|700|||||||” header_3_text_color=”#0c71c3″ header_3_line_height=”1.4em” header_4_font=”Lato|700|||||||” header_4_text_color=”#0c71c3″ header_4_line_height=”1.4em”]

    Video conferencing capability 🎥

    [/et_pb_text][et_pb_text _builder_version=”4.4.4″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”||||||||” header_4_font=”Lato|700|||||||”]

    Being remote does not mean you have to be disconnected. With many platforms such as Zoom and Google Hangouts making it easier to videoconference, staying in front of your fellow employees, clients and partner companies is just a matter of turning on the computer and putting on a headset.

    [/et_pb_text][et_pb_text _builder_version=”4.4.4″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”Lato|700|||||||” header_text_color=”#0c71c3″ header_line_height=”1.4em” header_2_font=”Lato|700|||||||” header_2_text_color=”#0c71c3″ header_2_line_height=”1.4em” header_3_font=”Lato|700|||||||” header_3_text_color=”#0c71c3″ header_3_line_height=”1.4em” header_4_font=”Lato|700|||||||” header_4_text_color=”#0c71c3″ header_4_line_height=”1.4em”]

    Earphones and headset 🎧

    [/et_pb_text][et_pb_text _builder_version=”4.4.4″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”||||||||” header_4_font=”Lato|700|||||||”]

    Being able to remain present during virtual meetings and while interacting with employees, supervisors, clients, and others is a must. As such, having a reliable pair of headphones and/ or headset is a must-have.

    To learn more about managing employees remotely reach out to us. We help small and mid-sized businesses manage their payroll, human resources, workers compensation and employee benefits environment. All remote. Let us be a resource to you.

     

    [/et_pb_text][et_pb_blurb title=”COVID-19 and Why it May be time to Outsource Payroll” url=”https://wordpress.fortunebizconsulting.com/covid-19-and-payroll-why-you-need-to-outsource-your-payroll/” _builder_version=”4.4.4″ header_level=”h3″ header_font=”Lato|700|||||||” header_text_align=”center” header_line_height=”1.5em” body_font=”Lato||on||||||” body_text_align=”left” body_font_size=”26px” background_color=”#0c71c3″ background_layout=”dark” custom_margin=”30px||30px||true” custom_padding=”24px|15px|22px|15px|false|true” link_option_url=”https://wordpress.fortunebizconsulting.com/covid-19-and-payroll-why-you-need-to-outsource-your-payroll/” hover_enabled=”0″ border_radii=”on|5px|5px|5px|5px” border_style_all=”groove” box_shadow_style_image=”preset1″ box_shadow_horizontal_image=”4px” box_shadow_color_image=”#ffffff”][/et_pb_blurb][et_pb_cta title=”Still have questions?” button_url=”https://wordpress.fortunebizconsulting.com/peo-lp/” url_new_window=”on” button_text=”Click Here” _builder_version=”4.4.4″ background_color=”#0c71c3″ hover_enabled=”0″ border_radii=”on|5px|5px|5px|5px” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”]

    Schedule your free risk Payroll or PEO review Today

    [/et_pb_cta][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner _builder_version=”3.25″][et_pb_column_inner saved_specialty_column_type=”3_4″ _builder_version=”3.25″ custom_padding=”|||” parallax__hover=”off” parallax_method__hover=”on” custom_padding__hover=”|||”][et_pb_comments _builder_version=”3.16″ button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][/et_pb_comments][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”3.25″ custom_padding=”|||” parallax__hover=”off” parallax_method__hover=”on” padding_left__hover=”5px” custom_padding__hover=”|||”][et_pb_team_member name=”Stephanie Fortune” position=”President – Fortune Business Consulting ” image_url=”https://wordpress.fortunebizconsulting.com/wp-content/uploads/2020/06/IMG_0389-scaled.jpeg” facebook_url=”https://www.facebook.com/FortuneBCLLC/” linkedin_url=”https://www.linkedin.com/in/stephanie-fortune/” _builder_version=”4.4.4″] Hi, My name is Stephanie! I am passionate about helping small and medium-sized businesses empower themselves and their employees while working to achieve their strategic goals! By reviewing your unique business needs, we implement HR, Commercial insurance and payroll solutions that are right for you! [/et_pb_team_member][/et_pb_column][/et_pb_section]
  • Protected: COVID-19 and Payroll: Why You Need to Outsource Your Payroll

    Protected: COVID-19 and Payroll: Why You Need to Outsource Your Payroll

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  • Business Grants, Loans, and Other Resources During COVID-19

    Business Grants, Loans, and Other Resources During COVID-19

    [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”3.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”]

    In the wake of Coronavirus Disease 2019 (COVID- 19) many businesses are facing significant economic losses. In an effort to mitigate the adverse financial impact, many local, state and federal programs and loans have become available to businesses. From loan programs to grant relief. 

    On March 18th the Families First Coronavirus Response Act was signed into law. This law is in place to provide sick leave and free coronavirus testing expanding food assistance and unemployment benefits and requiring employers to provide additional protection for health care workers. On April 2nd this law goes into effect. 

    The bill also includes provisions that address the following: 

    • Establish a federal emergency paid leave benefits program to provide payments to employees taking unpaid leave due to the coronavirus outbreak,
    • Expand  unemployment benefits and provide grants to states for processing and paying claims,
    • require employers to provide paid sick leave to employees,
    • establish requirements for providing coronavirus diagnostic testing at no cost to consumers,
    • treat personal respiratory protective devices as covered countermeasures that are eligible for certain liability protections, and
    • temporarily increase the Medicaid federal medical assistance percentage (FMAP).- Congress.gov

    The U.S. Small Business Administration is offering low-interest federal disaster loans to designated stated and territories. Areas eligible include the following:

    Apply Here for SBA Disaster Loan Assistance 

    • Arizona 
    • California
    • Colorado
    • Connecticut
    • Delaware
    • District of Columbia 
    • Florida

    Florida Small Business Emergency Bridge Loan Program

    Governor Ron DeSantis Activated the Emergency Bridge Loan Program for small businesses. Managed by the Florida Department of Economic Opportunity (DEO) in partnership with the Florida SBDC Network and Florida First Capital Financial Corporation. The application period is from March 17, 2020 and runs through May 8th, 2020. 

    This loan will apply to small business owners with two to 100 employees located in Florida affected by COVIC-19 who can then apply for a short-term loan up to $50,000. These loans are interest-free for up to one year. – Florida Disaster Loan

    Review eligibility here

    Apply Here for Florida Small Business Emergency Bride Loan COVID-19

    Short Time Compensation Program

    The Department of Economic Opportunity is providing a program for employers and employees who are impacted by the Virus.

    The Unemployment Compensation program for employees provides partial benefits to groups of employees working reduced hours. Employers may elect to participate in this program to retain valued employees by reducing hours for an entire group of employees instead of resorting to temporary layoffs.

    Review Program For Employers

    Review Program For Employees

    Apply Here for Short Time Compensation Program

    The Florida Department of Revenue has provided access to a dedicated team to address tax-related issues pertaining to COVID-19 via email. COVID19TAXHELP@FloridaRevenue.com 

    Tax Day Now July 15

    The U.S. government has also extended the tax-filing deadline from April 15th to July 15th allowing for three additional months to both file and pay taxes. The IRS says taking advantage of the extra 90 days will not incur interest or penalties. 

    For more information on the tax-filing extension from the IRS click here

    The CARES Act

    The new law called THE CARES ACT does just that. It allows you to RETAIN YOUR EMPLOYEES! It provides $350B in forgivable loans to business owners that maintain or rehire their employees. Your employees will not need to file for unemployment. From now through June 30th, 2020 the SBA will be giving loans to keep payrolls going, and those loans will be forgiven if employees are kept on the payroll. The basics:

    • Contact your local bank.
    • Sign an affidavit saying your business has been adversely affected.
    • Your business must be less than 500 employees (for restaurants, less than 500 per location!).
    • The total amount of the loan can be up to 2.5 times your monthly payroll.
    • The Loan must be used for payroll, rent, utilities, and mortgage interest.
    • The loan will be forgiven if it used for the above expenses (keep your records!).
    • Any portion not used for the above will become a 10-year loan at no more than 4% interest.

    To be ready, you will need your payroll data from February 1st-28th, 2019 and payroll tax filings.

    SBA 7(a) Loan

    The CARES (Coronavirus Aid, Relief, and Economic Security) Act expands the 7(a) loan and provides a “forgivable” program so long as the business meets the requirements of the loan, which include less than 500 employees, operational on Feb. 14.

    The amount and periods, and partial forgiveness, will be determined on a case-by-case application basis, but the gist of this loan is that if it keeps all employees on payroll. There will be deferred interest for a year (then no greater than 4%), and some portion could be forgivable. The maximum term is 10 years, and there’s no prepayment penalty.

    This is obviously still in development, and we’re getting more information by the minute, but it can be used to pay payroll, including paid sick or medical leave, mortgage, rent and utility payments, insurance premiums, and other debt obligations.

    Certain borrowers are eligible for forgiveness for the amount spent in the 8 week period after origination on the following items: payroll costs, mortgage payments if mortgage incurred before February 15, rent payments on any lease if leased before February 15, and utilities if began service before February 15.

    The amount forgiven would be ratcheted down in proportion to any reduction in employees compared to the prior year and in proportion to any reduction in pay to employees beyond 25% of the prior year’s compensation.

    Apply through your normal banking contact – typically an SBA approved lender.

    LISC Small Business Relief Grants

    Thanks to a $1 million grant from Sam’s Club, LISC will provide emergency assistance that small businesses desperately need during the Covid-19 crisis. And it doesn’t stop there: Sam’s Club is mobilizing its members to support this effort as well. LISC will focus these efforts on historically underserved communities, with particular focus on those enterprises owned or led by women, minorities and veterans, which often lack access to affordable capital. Our goal is to help bridge financial gaps and navigate the intricate web of public and private resources now available.

    Click here for more information

    Companies offering assistance

    Facebook

    Facebook is offering $100M in cash grants and ad credits for up to 30,000 eligible small businesses in over 30 countries where they operate.

    Click here for more information.

    Google

    Google is offering small and medium-sized businesses (SMBs) $340 Million in ad credits which can be used at any point until the end of 2020 across Google platforms. The ad credits will be available for businesses that advertise directly with them or through partners and who have had active accounts since the beginning of 2019.

    Click here for more information

    [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.4.4″][et_pb_column _builder_version=”4.4.4″ type=”4_4″][et_pb_comments _builder_version=”4.4.4″ hover_enabled=”0″][/et_pb_comments][/et_pb_column][/et_pb_row][/et_pb_section]
  • Business Continuity Tips – How to Keep Your Business Running During Coronavirus Disease (COVID- 19) Outbreak

    Business Continuity Tips – How to Keep Your Business Running During Coronavirus Disease (COVID- 19) Outbreak

    [et_pb_section fb_built=”1″ specialty=”on” custom_padding_last_edited=”on|desktop” padding_left_1=”0px” padding_left_2=”5px” _builder_version=”3.22″ custom_margin=”|-5px||-15px” custom_margin_tablet=”” custom_margin_phone=”” custom_margin_last_edited=”on|desktop” custom_padding=”32px|0||0px|false|false” custom_padding_tablet=”” custom_padding_phone=”” top_divider_height=”176px” top_divider_repeat=”5x” use_custom_width=”on”][et_pb_column type=”3_4″ specialty_columns=”3″ _builder_version=”3.25″ custom_padding=”|||” parallax__hover=”off” parallax_method__hover=”on” padding_left__hover=”0px” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”4.0.9″ custom_margin=”3px||” custom_padding=”22.25px|15px|17.6px|0|false|false”][et_pb_column_inner saved_specialty_column_type=”3_4″ _builder_version=”3.25″ custom_padding=”|||” parallax__hover=”off” parallax_method__hover=”on” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.0.9″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”Lato|700|||||||” header_text_color=”#0c71c3″ header_line_height=”1.4em” header_2_font=”Lato|700|||||||” header_2_text_color=”#0c71c3″ header_2_line_height=”1.4em” header_3_font=”Lato|700|||||||” header_3_text_color=”#0c71c3″ header_3_line_height=”1.4em” header_4_font=”Lato|700|||||||” header_4_text_color=”#0c71c3″ header_4_line_height=”1.4em”]

    Business Continuity Tips- How to Keep Your Business running During Coronavirus Disease (COVID- 19) Outbreak

    [/et_pb_text][et_pb_blurb title=”What is Coronavirus Disease (COVID- 19)?” _builder_version=”4.0.9″ header_level=”h3″ header_font=”Lato|700|||||||” header_text_align=”center” header_line_height=”1.5em” body_font=”Lato||on||||||” body_text_align=”left” body_font_size=”26px” background_color=”#0c71c3″ background_layout=”dark” custom_margin=”30px||30px||true” custom_padding=”10px|10px|10px|10px|true|true” border_radii=”on|5px|5px|5px|5px” border_style_all=”groove” box_shadow_style_image=”preset1″ box_shadow_horizontal_image=”4px” box_shadow_color_image=”#ffffff”][/et_pb_blurb][et_pb_text _builder_version=”4.0.9″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”||||||||” header_4_font=”Lato|700|||||||”]

    Many businesses are now finding themselves in very challenging times as the country faces Coronavirus disease (COVID- 19). Coronavirus disease is a respiratory illness that can spread from person to person. The common signs of infection include respiratory symptoms, fever, cough, shortness of breath and breathing difficulties. In more severe cases the infection can cause pneumonia, severe acute respiratory syndrome, kidney failure and even death.

    [/et_pb_text][et_pb_text _builder_version=”4.0.9″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”||||||||” header_2_font=”Lato|700|||||||” header_2_text_color=”#0c71c3″ header_2_line_height=”1.4em” custom_margin=”38px|||||”]

    With a total US cases at 140,904, 2,405 deaths and 6,338 reported cases in FL (and rising) businesses are wise to take heed of the recommendations to prevent infection spread. –CDC

    [/et_pb_text][et_pb_text _builder_version=”4.0.9″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em”]

    Standard recommendations include regular hand washing, covering mouth and nose when coughing and sneezing, thoroughly cooking meats and eggs. Avoiding close contact with anyone showing symptoms of respiratory illness such as coughing and sneezing. It is also advised to avoid large groups of 50 or more, refrain from touching your face, refrain from touching common areas and remain 3ft apart from others. – CDC

    [/et_pb_text][et_pb_text _builder_version=”4.0.9″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em”]Social distancing or the act of being remote and distancing yourself from social groups or gatherings is becoming a standard. Which is becoming a huge concern for many businesses that work directly with clients and the general public. [/et_pb_text][et_pb_video src=”https://www.youtube.com/watch?v=1APwq1df6Mw” _builder_version=”4.0.9″][/et_pb_video][et_pb_video _builder_version=”4.0.9″ src__hover_enabled=”on|hover” src__hover=”https://www.youtube.com/watch?time_continue=76&v=1APwq1df6Mw&feature=emb_logo”][/et_pb_video][et_pb_blurb title=”What is the impact to businesses ” _builder_version=”4.0.9″ header_level=”h3″ header_font=”Lato|700|||||||” header_text_align=”center” header_line_height=”1.5em” body_font=”Lato||on||||||” body_text_align=”left” body_font_size=”26px” background_color=”#0c71c3″ background_layout=”dark” custom_margin=”30px||30px||true” custom_padding=”10px|10px|10px|10px|true|true” border_radii=”on|5px|5px|5px|5px” border_style_all=”groove” box_shadow_style_image=”preset1″ box_shadow_horizontal_image=”4px” box_shadow_color_image=”#ffffff”][/et_pb_blurb][et_pb_text _builder_version=”4.0.9″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”||||||||” header_4_font=”Lato|700|||||||”]

    Many small businesses are now faced with clients that are canceling orders or events, suppliers with little to no inventory, and employees that they may need to reduce hours or worse, lay off.

    [/et_pb_text][et_pb_text _builder_version=”4.0.9″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”||||||||” header_4_font=”Lato|700|||||||”]

    From marketing companies, party planners, construction professionals to nonprofit organizations, many are feeling the impact of this virus. As a result, many business owners have turned to either sending employees home to work, reducing the hours that employees are working, or simply letting go of a large part of their workforce.

    [/et_pb_text][et_pb_text _builder_version=”4.0.9″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em”]

    Companies are looking for alternatives to closing their doors, reducing hours of operation, seeking funding or financial resources from the Small Business Administration or even calling their insurance providers to determine if their business interruptions insurance or unemployment insurance will cover the loss associated with the virus.

    [/et_pb_text][et_pb_text _builder_version=”4.0.9″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em”]

    Still, there are many businesses that have seen a rise in demand. From grocery stores, cleaning companies, staffing companies, medical transportation companies to cloud-based computing companies.

    For these companies, the challenge is how to effectively capitalize on the high demand for their services given the current market conditions.

    [/et_pb_text][et_pb_blurb title=”What can you do as a small business owner?” _builder_version=”4.0.9″ header_level=”h3″ header_font=”Lato|700|||||||” header_text_align=”center” header_line_height=”1.5em” body_font=”Lato||on||||||” body_text_align=”left” body_font_size=”26px” background_color=”#0c71c3″ background_layout=”dark” custom_margin=”30px||30px||true” custom_padding=”10px|10px|10px|10px|true|true” border_radii=”on|5px|5px|5px|5px” border_style_all=”groove” box_shadow_style_image=”preset1″ box_shadow_horizontal_image=”4px” box_shadow_color_image=”#ffffff”][/et_pb_blurb][et_pb_text _builder_version=”4.0.9″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”||||||||” header_3_font=”||||||||” header_4_font=”Lato|700|||||||”]

    As a small business owner facing a slow period here are some options to consider:

    1. As opposed to laying off your workforce, reduce the number of hours each employee has to work.
    2. Make a request of your staff to take a mandatory non-paid 4 week time off during the year to allow for your employees to keep their jobs. Be sure to stagger the time-off requests throughout the year.
    3. Review your insurance policies to determine if your business and employees are covered.
    4. Contact your local small business administration office to see what resources are available to you. These can range from grants to loans with smaller interest rates. The Florida Small Business Emergency Bridge Loan Program is currently available to small business owners locate in all Florida counties statewide that experience economic damage as a result of COVID- 19.

    [/et_pb_text][et_pb_text _builder_version=”4.0.9″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”||||||||” header_4_font=”Lato|700|||||||” header_4_line_height=”1.6em”]

    As a small business owner facing a rise in business here are some options to consider:

    Make sure you have an effective business continuity plan in place that ensures that personnel and assets are protected and are able to function quickly in the event of a disaster.
    a. Working remotely
    b. Access to critical data
    c. Safety and security risks
    d. Hiring & firing
    e. Client onboarding & mitigating client impact and loss

    1. Working remotely not only assists in the mitigation of spreading the virus, it also protects your employees from contracting it which means they are able to remain working. This also results in your employees not seeing a decline in hours worked impacting their compensation and your clients not seeing a decline in service.

    2. Access to critical data gives your employees the ability to truly be effective while out of the office. There are various platform the allow for sharing data and storing information and virtual desktops. Here are a few you can reference: Citrix, Amazon Workspaces, IBM Cloud

    3. Safety and securities risk can range from dealing with sensitive data to making sure your employees are adequately washing their hands, keep a reasonable distance from one another and clients, and remaining home if they believe they are sick.

    4. Hiring and firing might come as a result of sudden growth, more specifically hiring. In this instance you want to make sure you hiring the right people for the job, setting proper expectation on the responsibilities and the term of the position as well as following labor laws that apply to your industry, local and federal level. In these instances, if you are unfamiliar as to what might apply to you and your industry or simply do not know where to start, Fortune Business Consulting can be a resource to you! From identifying payroll and insurance providers to HR outsourcing companies that will provide all of the labor posters and resources you need.

    5. Client onboarding and mitigating client impact and loss will be huge undertaking especially if your business has not seem growth at this magnitude. Create and have processes and procedures in place to not only minimize error but to make sure your clients are all getting the highest level of services each and every time. Prequalify using the phone or videoconferencing platforms such as GoToMeeting, Zoom, and Skype. When delivering services that can be electronically delivered or onboarded, use platforms that are user-friendly and easy to learn. When delivering products, be sure to wash your hands both before and after. Have an effective time and money management platform to assist with those administrative aspects of the business. For money management and accounting these platforms are useful: Freshbooks, Xero, Quickbooks and Waveapps .

    [/et_pb_text][et_pb_text _builder_version=”4.0.9″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em”]

    We are in uncharted territory as it pertains to COVID- 19 and it’s ultimate impact. For business owners these are very trying and uncertain times.

    [/et_pb_text][et_pb_blurb title=”Here are some helpful Links ” _builder_version=”4.0.9″ header_level=”h3″ header_font=”Lato|700|||||||” header_text_align=”center” header_line_height=”1.5em” body_font=”Lato||on||||||” body_text_align=”left” body_font_size=”26px” background_color=”#0c71c3″ background_layout=”dark” custom_margin=”30px||30px||true” custom_padding=”10px|10px|3px|10px|false|true” border_radii=”on|5px|5px|5px|5px” border_style_all=”groove” box_shadow_style_image=”preset1″ box_shadow_horizontal_image=”4px” box_shadow_color_image=”#ffffff”][/et_pb_blurb][et_pb_text _builder_version=”4.0.9″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”Lato|700|||||||” header_text_color=”#0c71c3″ header_line_height=”1.4em” header_2_font=”Lato|700|||||||” header_2_text_color=”#0c71c3″ header_2_line_height=”1.4em” header_3_font=”Lato|700|||||||” header_3_text_color=”#0c71c3″ header_3_line_height=”1.4em” header_4_font=”Lato|700|||||||” header_4_text_color=”#0c71c3″ header_4_line_height=”1.4em” custom_padding=”3px|||||” link_option_url=”https://floridadisasterloan.org/?fbclid=IwAR02v7Tv9R0ExDPsP0NnFSAi8Jl35IsrWWudwhOkZPJojIzNhT2xIcR4O_g” hover_enabled=”0″]

    Florida Small Business Emergency Bridge Loan Program

    [/et_pb_text][et_pb_text _builder_version=”4.0.9″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”Lato|700|||||||” header_text_color=”#0c71c3″ header_line_height=”1.4em” header_2_font=”Lato|700|||||||” header_2_text_color=”#0c71c3″ header_2_line_height=”1.4em” header_3_font=”Lato|700|||||||” header_3_text_color=”#0c71c3″ header_3_line_height=”1.4em” header_4_font=”Lato|700|||||||” header_4_text_color=”#0c71c3″ header_4_line_height=”1.4em” link_option_url=”https://disasterloan.sba.gov/ela/” hover_enabled=”0″]

    SBA Disaster Loans

    [/et_pb_text][et_pb_text _builder_version=”4.0.9″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”Lato|700|||||||” header_text_color=”#0c71c3″ header_line_height=”1.4em” header_2_font=”Lato|700|||||||” header_2_text_color=”#0c71c3″ header_2_line_height=”1.4em” header_3_font=”Lato|700|||||||” header_3_text_color=”#0c71c3″ header_3_line_height=”1.4em” header_4_font=”Lato|700|||||||” header_4_text_color=”#0c71c3″ header_4_line_height=”1.4em” link_option_url=”https://www.sba.gov/funding-programs/disaster-assistance”]

    SBA Funding Program

    [/et_pb_text][et_pb_text _builder_version=”4.0.9″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”Lato|700|||||||” header_text_color=”#0c71c3″ header_line_height=”1.4em” header_2_font=”Lato|700|||||||” header_2_text_color=”#0c71c3″ header_2_line_height=”1.4em” header_3_font=”Lato|700|||||||” header_3_text_color=”#0c71c3″ header_3_line_height=”1.4em” header_4_font=”Lato|700|||||||” header_4_text_color=”#0c71c3″ header_4_line_height=”1.4em” link_option_url=”https://www.dol.gov/newsroom/releases/eta/eta20200312-0″]

    US Department of Labor on Unemployment Insurance

    [/et_pb_text][et_pb_text _builder_version=”4.0.9″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”Lato|700|||||||” header_text_color=”#0c71c3″ header_line_height=”1.4em” header_2_font=”Lato|700|||||||” header_2_text_color=”#0c71c3″ header_2_line_height=”1.4em” header_3_font=”Lato|700|||||||” header_3_text_color=”#0c71c3″ header_3_line_height=”1.4em” header_4_font=”Lato|700|||||||” header_4_text_color=”#0c71c3″ header_4_line_height=”1.4em” link_option_url=”http://www.floridahealth.gov/diseases-and-conditions/COVID-19/covid19-toolkit.html”]

    Florida Department of Health Guidance for Business

    [/et_pb_text][et_pb_text _builder_version=”4.0.9″ text_font=”Lato||||||||” text_font_size=”18px” text_line_height=”2em” header_font=”Lato|700|||||||” header_text_color=”#0c71c3″ header_line_height=”1.4em” header_2_font=”Lato|700|||||||” header_2_text_color=”#0c71c3″ header_2_line_height=”1.4em” header_3_font=”Lato|700|||||||” header_3_text_color=”#0c71c3″ header_3_line_height=”1.4em” header_4_font=”Lato|700|||||||” header_4_text_color=”#0c71c3″ header_4_line_height=”1.4em” link_option_url=”https://floridadisaster.biz/”]

    Florida Department of Economic Opportunity (DEO Guidance for Business

    [/et_pb_text][et_pb_cta title=”Still have questions?” button_url=”https://meetings.hubspot.com/stephanie76/discovery-meeting” url_new_window=”on” button_text=”Click Here” _builder_version=”3.19.11″ background_color=”#0c71c3″ border_radii=”on|5px|5px|5px|5px” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”]

    Schedule your free analysis to see what option works best for your business

    [/et_pb_cta][/et_pb_column_inner][/et_pb_row_inner][et_pb_row_inner _builder_version=”3.25″][et_pb_column_inner saved_specialty_column_type=”3_4″ _builder_version=”3.25″ custom_padding=”|||” parallax__hover=”off” parallax_method__hover=”on” custom_padding__hover=”|||”][et_pb_comments _builder_version=”3.16″ button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][/et_pb_comments][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”3.25″ custom_padding=”|||” parallax__hover=”off” parallax_method__hover=”on” padding_left__hover=”5px” custom_padding__hover=”|||”][et_pb_team_member name=”Stephanie Fortune” position=”President – Fortune Business Consulting ” image_url=”https://wordpress.fortunebizconsulting.com/wp-content/uploads/2018/07/stephanie_headshot.jpeg” facebook_url=”https://www.facebook.com/FortuneBCLLC/” linkedin_url=”https://www.linkedin.com/in/stephanie-fortune/” _builder_version=”3.12.1″] Hi, My name is Stephanie! I am passionate about helping small and medium-sized businesses empower themselves and their employees while working to achieve their strategic goals! By reviewing your unique business needs, we implement HR, Commercial insurance and payroll solutions that are right for you! [/et_pb_team_member][/et_pb_column][/et_pb_section]